Well, neither does bathing, that’s why we recommend it daily!” “People often say that motivation doesn’t last. Zig Zigler has a nice justification for that: In the middle of all the daily details, we sometimes lose our focus.Īffirmations are daily reminders of our hopes and capabilities. Related: Simple strategy to set and achieve financial goals. It doesn’t just ask you to state your financial targets but helps you develop them and give them a SMART form. That’s why I like the goal-setting sections of this planner. Marie Forleo, who is a widely successful entrepreneur and media personality, explains how journaling her aspirations and goals helped her in achieving them. Were you able to follow through? That’s your moment of truth.Ī study showed that writing down clear goals increases the probability of your achieving them by about 40%. If you were working on saving a certain amount or paying a debt, you can see how exactly that worked. This is where you can spot patterns and opportunities. When you start the next month, you should have good pointers about where you need to hold your horses, and when you can splurge a little.īy the end of the year, you’ll have 12 monthly reports. One of the benefits of writing down your daily earnings and spendings is that by the end of the month you’d have 30 days worth of true data.
You can also use masking tape or a white sticker to conceal the word ‘Christmas’, and replace it by any other occasion. If you start planning in January, the odds are, you’ll reach Christmas well-prepared. There’s a section marked ‘Planning for Christmas’, as it’s a holiday that’s associated with hefty spendings. Make a habit of updating your planner regularly, then you can make sustainable improvements in your budget. You can also save for your wedding, retirement, or any life event that matters to you.Ĭontrol starts with getting the correct data. You can save up for a trip, to buy a house, to renovate your house, or to move to a different place. This should help you keep track of your money, and see where the big chunks are, and how patterns keep on repeating. These pages are further classified into fixed and variable costs. There are sections for your earnings, savings, debts, and spending. The Clever Fox financial planners have some unique attributes that make them stand out as valuable money organizers. It’s like a quick tour around the different sections of the planner, and it gives practical advice on the best way to use it. There’s an instructions sheet, you’ll see it the moment you open up the planner. There’s also an attached ribbon to be used as a bookmark to quickly get to your monthly budget. The planner is kept closed with an elastic band. You’d be doing a lot of writing in this planner, so the manufacturer included a pen-loop where you can keep a pen ready for use at all times. There’s a paper accordion folder inside the planner that comes with the sticker sheet initially, but you can use it to store bills, invoices, reminders, or any papers related to money matters. The pages of the planner are made from 120 gsm ‘no-bleed’ paper, which means that you can use felt tip pens, markers, or press your pen down hard.Īll this shouldn’t tear up the paper or leak onto the previous page due to the quality of the paper. The hardcover is coated with premium quality faux leather, which is a nice touch for a notebook that’s vegan-friendly. The matte light pink color has a slight sparkle to it.
Some of the matte colors are hot pink, lavender, mint green, and orange. The other matte colors have a smooth cover. Gold and rose gold are the current Budget Planner metallics. The metallic colors have a shine with a pebbled leather look. The covers are either in a smooth matte or a pebbled look. There’s an embossed icon of a resourceful fox on the cover, which is quite endearing and fits the intent of the planner. This should cover most tastes and styles. It comes in 12 different colors, half of them are deep hues and the others in pastel tones. The Clever Fox Budget Planner is aesthetically pleasing. This is a moderate size compared to competing planners that come in much larger or much smaller varieties. This planner is the standard A5 paper size, so it measures 5.8” x 8.3” x 0.6”. The best notebooks are those we can fit inside all our bags, and carry around with ease. These are the features you’ll see when you open up a Clever Fox Budget Planner. Watch the video below straight from Clever Fox to walk you through using their budget planners. You can jot down a reminder, write the lyrics of a song, a meaningful quote, or even doodle. There are empty pages after each section, so if there’s something not already outlined in the planner, you can easily add it in these blanks. High Paying Affiliate Program Directory.